Start with your timeline
Your Medicare enrollment steps depend on whether you’re already receiving Social Security, still working, covered through a spouse, or planning to retire. That’s why the first conversation is about your situation—not a specific plan.
What we’ll work through
- Whether Medicare Part A and Part B will begin automatically
- Whether delaying Part B may make sense while you have employer coverage
- How Medicare Advantage and Medigap differ
- How prescription coverage fits into your decision
- Whether your doctors, hospitals, and medications work with the coverage you’re considering
- What you may pay monthly and when you receive care
A practical Medicare timeline
1
About 3–6 months before 65
Review your current coverage and determine whether you need to enroll in Medicare.
2
Before your Medicare start date
Compare the coverage paths available to you and verify the details that matter.
3
After enrollment
Keep my number. I remain available when questions or coverage issues come up.
No pressure, no rushed decision
My consultation is provided at no cost to you. I’ll explain the options I represent, answer your questions honestly, and give you room to decide.